Paynode: Outgoing payments limits and cutoff times.

Transaction amount limits and cutoff times for sending payments (outbound wires).

EUR

Payment Type	SWIFT	Regular (Local)
Cut off time (UK Time)	2:30 pm	2:00 pm
Maximum payment limit	No limit	€100,000 (SCT Inst) No limit (SCT)
Payment Scheme	SWIFT - USD to any country Within the US, the SWIFT payment will use Fedwire	SEPA Credit Transfer (SCT) * SEPA Instant Credit Transfer (SCT Inst)
Destination countries	Any (excluding sanctioned)	SEPA countries
Traces	Yes	No
Recalls	Yes	No

* Please note, for payments where the beneficiary bank is connected to SCT Inst and the payment is below €100,000 the payment will be automatically routed via SCT inst. If the beneficiary bank is not Inst-reachable, the payment will be sent as a SCT.

GBP

Payment Type	SWIFT	Regular (Local)
Cut off time (UK Time)	5:00 pm	6:00 pm
Maximum payment limit	No limit	£250,000
Payment Scheme	CHAPS (GBP to the UK) SWIFT (GBP to any other country)	Faster Payments Service (FPS)
Destination countries	Any (excluding sanctioned)	United Kingdom, Gibraltar, Guernsey, Isle of Man, Jersey
Traces	Yes	No
Recalls	Yes	No

USD

Payment Type	SWIFT	Regular (Local)
Cut off time (UK Time)	4:30 pm	8:45 pm
Cut off time (US/NY)	12:30 pm	4:45 pm
Maximum payment limit	No limit	$100,000
Payment Scheme	SWIFT - USD to any country Within the US, the SWIFT payment will use Fedwire	FedACH
Destination countries	Any (excluding sanctioned)	USA
Traces	Yes	No
Recalls	Yes	No