Transaction amount limits and cutoff times for sending payments (outbound wires).

EUR

Payment Type

SWIFT

Regular (Local)

Cut off time (UK Time)

2:30 pm

2:00 pm

Maximum payment limit

No limit

€100,000 (SCT Inst)

No limit (SCT)

Payment Scheme

SWIFT -

  • USD to any country

  • Within the US, the SWIFT payment will use Fedwire

SEPA Credit Transfer (SCT) *
SEPA Instant Credit Transfer (SCT Inst)

Destination countries

Any (excluding sanctioned)

SEPA countries

Traces

Yes

No

Recalls

Yes

No

* Please note, for payments where the beneficiary bank is connected to SCT Inst and the payment is below €100,000 the payment will be automatically routed via SCT inst. If the beneficiary bank is not Inst-reachable, the payment will be sent as a SCT.


GBP

Payment Type

SWIFT

Regular (Local)

Cut off time (UK Time)

5:00 pm

6:00 pm

Maximum payment limit

No limit

£250,000

Payment Scheme

CHAPS (GBP to the UK)

SWIFT (GBP to any other country)

Faster Payments Service (FPS)

Destination countries

Any (excluding sanctioned)

United Kingdom, Gibraltar, Guernsey, Isle of Man, Jersey

Traces

Yes

No

Recalls

Yes

No


USD

Payment Type

SWIFT

Regular (Local)

Cut off time (UK Time)

4:30 pm

8:45 pm

Cut off time (US/NY)

12:30 pm

4:45 pm

Maximum payment limit

No limit

$100,000

Payment Scheme

SWIFT -

  • USD to any country

  • Within the US, the SWIFT payment will use Fedwire

FedACH

Destination countries

Any (excluding sanctioned)

USA

Traces

Yes

No

Recalls

Yes

No


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